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CINFED

Cincinnati, OH · Federal Credit Union · Chartered in OH

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #21930Est. 1975RSSD: 871787

Members

38,665

Net Worth Ratio

11.38%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$856.9M

Peer Group 6

Members

38,665

as of latest quarter

Net Worth Ratio

11.38%

Well Capitalized

Institution Profile

NCUA

Address

4801 Kennedy Avenue, Cincinnati, OH 45209

Chartered

1975

Branch Locations

7 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$856.9M

Total Shares

$721.5M

Total Loans

$669.6M

Net Worth Ratio

11.38%

≥7% = Well Capitalized

Members

38,665

Delinquency Rate (60d+)

0.13%

$903K

Loan-to-share ratio: 92.8%· healthy range 60–80%

Branch Locations

NCUA

OAKLEY CORPORATE HEADQUARTERS

4801 Kennedy Avenue, Cincinnati, OH, 45209

M-F 9:00-5:00 SAT 9:00-1:00

MainATMDrive-thru

Ft. Wright Office

15 George Huser Dr, Ft Wright, KY, 41011-2670

Mon - Fri: 9:00 - 5:00 Sat: 9:00 - 1:00

ATMDrive-thru

Florence Office

7170 Turfway Rd, Florence, KY, 41042

Mon - Fri: 9:00 - 5:00 Sat: 9:00 - 1:00 Drive Thru Hours: Mon - Fri: 9:00 - 6:00

ATMDrive-thru

Roselawn

7661 Reading Rd, Cincinnati, OH, 45237-3203

Mon - Fri: 9:00 - 5:00 Sat: 9:00 - 1:00

ATMDrive-thru

East (Jungle Jim's)

4450 Eastgate Blvd Spc No255, Cincinnati, OH, 45245

Mon - Fri: 9:00 - 5:00 Sat: 9:00 - 1:00

ATM

Colerain Branch

3688 Springdale Rd, Cincinnati, OH, 45251

M-F: 9AM ? 5PM Sat: 9AM ? 1PM

ATMDrive-thru

Glenway Crossing Branch

5147 Glencrossing Way, Cincinnati, OH, 45238

Mon - Fri: 9:00 - 5:00 Sat: 9:00 - 1:00

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.