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CINCINNATI EMPLOYEES

Harrison, OH · State Credit Union · Chartered in OH

Well Capitalized

Who can join

State government employees (special charter)

Charter #65205Est. 1979RSSD: 194794

Members

1,736

Net Worth Ratio

10.62%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$34.2M

Peer Group 3

Members

1,736

as of latest quarter

Net Worth Ratio

10.62%

Well Capitalized

Institution Profile

NCUA

Address

1003 Harrison Ave., Suite 200, Harrison, OH 45030

Chartered

1979

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$34.2M

Total Shares

$30.4M

Total Loans

$16.9M

Net Income

$17K

Net Worth Ratio

10.62%

≥7% = Well Capitalized

Members

1,736

Return on Assets

0.05%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.74%

$125K

Loan-to-share ratio: 55.6%· healthy range 60–80%

Branch Locations

NCUA

Cincinnati Employees Credit Union

1003 Harrison Ave Ste 200, Harrison, OH, 45030-2132

Monday/Tuesday/Wednesday/Thursday 9-5Firday 9-6

Main

Cincinnati ECU

7420 Kilby Rd, Harrison, OH, 45030

Mon/Tue/Wed 11 to 12:30 Only. This site is inside a private manufacturing plant. No outside personnel allowed.

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.