Elkhart, IN · Federal Credit Union · Chartered in IN
Who can join
Multiple select employee groups
Members
8,907
Net Worth Ratio
15.92%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$113.8M
Total Shares
$95.0M
Total Loans
$41.2M
Net Worth Ratio
15.92%
≥7% = Well Capitalized
Members
8,907
Delinquency Rate (60d+)
0.09%
$38K
Loan-to-share ratio: 43.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 11 | 7 | 2 | 63.6% | 18.2% |
| 2022 | 14 | 8 | 2 | 57.1% | 14.3% |
| 2021 | 47 | 30 | 11 | 63.8% | 23.4% |
No CFPB complaint data available for this credit union.
CORPORATE
710 N WILDWOOD AVE, ELKHART, IN, 46514-1876
M-Th 8:30 AM - 5:00 PMFri 8:30 AM-5:30 PM S 8:30 AM - 12:00 PM
ELKHART
1655 W BEARDSLEY AVE, ELKHART, IN, 46514-1825
M-Th 8:30 AM - 5:00 PMFr 8:30 AM - 5:30 PM S 8:30 AM - 12:00 PM
NAPPANEE
250 N Miriam St, NAPPANEE, IN, 46550-2216
M-Th 8:30 AM - 5:00 PMFri 8:30 AM-5:30 PM S 8:30 AM - 12:00 PM
MIDDLEBURY
403 CRYSTAL VALLEY DR, MIDDLEBURY, IN, 46540-9588
M-Th 8:30 AM - 5:00 PMFri 8:30 AM-5:30 PM S 8:30 AM - 12:00 PM
ELKHART NORTH
619 County Road 6 E, ELKHART, IN, 46514-5570
M-F 9:00 AM - 5:00 PM Sat Closed
ELKHART EAST
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<a href="https://bankscorer.com/credit-union/chiphone" target="_blank" rel="noopener">View CHIPHONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
661 County Road 17, ELKHART, IN, 46516-9568
M-F 9:00 AM - 5:00 PM Sat Closed
MERRILLVILLE
17 W 73RD AVE, MERRILLVILLE, IN, 46410
M- Th 8:30 AM - 5:00 PM Fri 8:30 AM-5:30 PMS 8:30 AM - 12:00 PM