CHEROKEE STRIP
Ponca City, OK · State Credit Union · Chartered in OK
Who can join
State government employees (special charter)
Members
9,374
Net Worth Ratio
10.28%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$101.2M
Peer Group 5
Members
9,374
as of latest quarter
Net Worth Ratio
10.28%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$101.2M
Total Shares
$90.7M
Total Loans
$68.8M
Net Income
$-138,873
Net Worth Ratio
10.28%
≥7% = Well Capitalized
Members
9,374
Return on Assets
-0.14%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.69%
$473K
Loan-to-share ratio: 75.8%· healthy range 60–80%
Branch Locations
NCUAEAST - Prospect Branch
1508 E Prospect Ave, Ponca City, OK, 74604-1909
8:30 - 6:00
WEST - Waverly Branch
1508 W Hartford Ave, Ponca City, OK, 74601
8:30am to 5:00pm
Newkirk Branch
108 S Main St, Newkirk, OK, 74647-4512
Monday -Friday 9:00am - 4:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/cherokee-strip" target="_blank" rel="noopener">View CHEROKEE STRIP on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.