CHATTANOOGA FIRST
Chattanooga, TN · Federal Credit Union · Chartered in TN
Who can join
Employer / occupational group
Members
1,492
Net Worth Ratio
21.97%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$26.0M
Peer Group 3
Members
1,492
as of latest quarter
Net Worth Ratio
21.97%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$26.0M
Total Shares
$20.2M
Total Loans
$13.4M
Net Income
$25K
Net Worth Ratio
21.97%
≥7% = Well Capitalized
Members
1,492
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.92%
$257K
Loan-to-share ratio: 66.2%· healthy range 60–80%
Branch Locations
NCUAChattanooga First FCU
3120 Broad St, Chattanooga, TN, 37408-3095
8:30 - 4:30 M-F
Chattanooga Area Schools FCU
1201 Bailey Ave, Chattanooga, TN, 37404-2806
9:00 - 4:30 M-F
Fiserv OnCU
3031 Airpark Dr N, Flint, MI, 48507-3471
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/chattanooga-first" target="_blank" rel="noopener">View CHATTANOOGA FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.