CHARTER OAK
Waterford, CT · Federal Credit Union · Chartered in CT
Who can join
Employer / occupational group
Members
86,156
Net Worth Ratio
12.33%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.70B
Peer Group 6
Members
86,156
as of latest quarter
Net Worth Ratio
12.33%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.70B
Total Shares
$1.48B
Total Loans
$868.7M
Net Worth Ratio
12.33%
≥7% = Well Capitalized
Members
86,156
Delinquency Rate (60d+)
0.24%
$2.1M
Loan-to-share ratio: 58.5%· healthy range 60–80%
Branch Locations
NCUAWaterford Headquarters
1055 Hartford Tpke, Waterford, CT, 06385-4005
LOBBY HOURS Mon. ? Thurs. 9:00 am ? 5:00 pm Friday 9:00 am ? 6:00 pm Saturday 9:00 am ? 12:00 pm DRIVE-UP AND CALL CENTER HOURS Mon. ? Wed. 8:00 am ? 5:00 pm Thurs. ? Fri. 8:00 am ? 6:00 pm Saturday 9:00 am ? 1:00 pm
Waterford
3 Boston Post Rd, Waterford, CT, 06385
Mon - Thurs 9:00 am - 5:00 pm Fri 9:00 am - 6:00 pm Sat 9:00 am - 12:00 pm
Pawcatuck
20 Liberty St, Pawcatuck, CT, 06379
Mon - Fri 9:00 am - 5:00 pm
Niantic
335 Main St, Niantic, CT, 06357
Mon -- Fri 9:00 am - 5:00 pm
Norwich
1 Connecticut Ave, Norwich, CT, 06360
Mon - Fri 9:00 am - 5:00 pm
Montville
601 Norwich New London Tpke, Uncasville, CT, 06382
Mon - Fri 9:00 am - 5:00 pm
Dayville
589 Hartford Pike, Dayville, CT, 06241
Mon - Thurs 9:00 am - 5:00 pm Fri 9:00 am - 6:00 pm
Willimantic
893 Main St, Willimantic, CT, 06226
Mon - Tues 9:00 am - 4:30 pm Wednesday 9:00 am - 1:00 pm Thurs - Fri 9:00 am - 4:30 pm
Fitch High School
101 Groton Long Point Rd, Groton, CT, 06340
Mon, Wed, Fri 10:30 am - 2:00 pm
Killingly High School
226 Putnam Pike, Dayville, CT, 06241
Monday,Wednesday,Friday 10:30-2:30
5 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/charter-oak" target="_blank" rel="noopener">View CHARTER OAK on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.