Independence, OH · Federal Credit Union · Chartered in OH
Who can join
Community — open geographic area
Members
29,136
Net Worth Ratio
10.79%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$474.6M
Total Shares
$417.3M
Total Loans
$330.9M
Net Income
$839K
Net Worth Ratio
10.79%
≥7% = Well Capitalized
Members
29,136
Return on Assets
0.18%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.54%
$1.8M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 343 | 226 | 61 | 65.9% | 17.8% |
| 2023 | 40 | 36 | 2 | 90.0% | 5.0% |
| 2022 | 92 | 64 | 17 | 69.6% | 18.5% |
No CFPB complaint data available for this credit union.
Independence Main Office
4600 Rockside Rd, Independence, OH, 44131-2167
7:30am - 6:00pm Monday - Friday8:00am - 2:00pm Saturdays
NASA Branch (Employee Access Only)
21000 Brookpark Rd, Cleveland, OH, 44135-3127
8:00 AM - 3:30 PM Monday - Friday
Wade Park VAMC Branch
10701 East Blvd, Cleveland, OH, 44106
8:00 AM - 3:30 PM Monday - Friday
Richmond Branch
754 Richmond Rd, Richmond Heights, OH, 44143-2942
8:30 AM - 4:00 PM Monday, Tuesday & Thursday 8:30 AM - 6:00 PM Friday 8:30 AM - 2:00 PM Saturday Closed Wednesdays
Independence Branch
4600 Rockside Rd, Independence, OH, 44131-2167
Closed MondaysTuesday - Thursday 9:30am - 6:00pmSaturday 9:00am - 2:00pm
Strongsville Branch
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<a href="https://bankscorer.com/credit-union/century" target="_blank" rel="noopener">View CENTURY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 79.3%· healthy range 60–80%
14244 Pearl Rd, Strongsville, OH, 44136-8710
Closed Sunday and Monday9:30 - 6:00 Tuesday thru Friday9:00 - 2:00 Saturday
North Olmsted Branch
28251 Lorain Rd, North Olmsted, OH, 44070
8:30 AM - 4:00 PM Monday - Thursday 8:30 AM - 6:00 PM Friday 8:30 AM - 2:00 PM Saturdays
Westlake Branch
2207 Crocker Rd Ste D, Westlake, OH, 44145-6726
Monday - Thursday 9am - 4pm Friday 9am - 5pm Saturday 9am - 1pm