West Monroe, LA · Federal Credit Union · Chartered in LA
Who can join
Select employee groups
Members
37,756
Net Worth Ratio
11.97%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$453.9M
Total Shares
$388.6M
Total Loans
$341.2M
Net Income
$513K
Net Worth Ratio
11.97%
≥7% = Well Capitalized
Members
37,756
Return on Assets
0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.84%
$2.9M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 265 | 119 | 71 | 44.9% | 26.8% |
| 2022 | 335 | 146 | 101 | 43.6% | 30.1% |
| 2021 | 377 | 142 | 129 | 37.7% | 34.2% |
No CFPB complaint data available for this credit union.
Expo Circle Admin Center
213 Expo Cir, West Monroe, LA, 71292-9414
N/A
Monroe Center
710 Highway 165 North, Monroe, LA, 71201
8:00 am - 6:00 pm Monday - Friday9:00 am - 1:00 pm Saturday
Arkansas Road Centric Center
2353 Arkansas Rd, West Monroe, LA, 71291-7820
8:00 am - 6:00 pm Monday - Friday
Ruston Centric Center
1514 Eagle Drive, Ruston, LA, 71270-4912
8:00 am - 6:00 pm Monday - Friday9:00 am - 1:00 pm Saturday
Pecanland Center
1100 Pecanland Rd, Monroe, LA, 71203-7019
Lobby HoursM-W:8:00am ? 4:30pmT-F:8:00am ? 5:30pmSaturday:9:00am - 1:00pmDrive-Thru HoursM-F:8:00am ? 6:00pmSaturday:9:00am- 1:00pm
Mid City Monroe
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<a href="https://bankscorer.com/credit-union/centric" target="_blank" rel="noopener">View CENTRIC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 87.8%· healthy range 60–80%
1801 Louisville Ave, Monroe, LA, 71201
TBD
Ruston Downtown
102 W Alabama Ave, Ruston, LA, 71270
8:30AM - 4:30PM
Thomas Road Centric Center
1091 Thomas Rd, West Monroe, LA, 71292-5821
8:00 am - 6:00 pm Monday-Friday 9:00 am - 1:00 pm Sa
Grambling
120 Legends Ave, Grambling, LA, 71245-3400
M-F 8:30am-5pm