Albany, OR · State Credit Union · Chartered in OR
Who can join
State government employees (special charter)
Members
37,628
Net Worth Ratio
14.13%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$613.8M
Total Shares
$522.8M
Total Loans
$440.3M
Net Income
$1.1M
Net Worth Ratio
14.13%
≥7% = Well Capitalized
Members
37,628
Return on Assets
0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.84%
$3.7M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 168 | 105 | 35 | 62.5% | 20.8% |
| 2022 | 165 | 107 | 21 | 64.8% | 12.7% |
| 2021 | 206 | 137 | 32 | 66.5% | 15.5% |
No CFPB complaint data available for this credit union.
WHQ / Admin Offices
7101 Supra Dr SW, Albany, OR, 97321
7:00-6:00 Mon-Fri 9:00-1:00 Sat
Waverly Branch
645 Waverly Dr SE, Albany, OR, 97322
9:00-6:00 Mon - Fri; 9:00-1:00 Sat Drive Up: 8:30-6:00 Mon - Fri; 9:00-1:00 Sat
Corvallis Branch
555 NE Circle Blvd, Corvallis, OR, 97330
9:00-6:00 Mon - Fri; 9:00-1:00 Sat Drive Up: 8:30-6:00 Mon - Fri; 9;00-1:00 Sat
Salem Branch
852 Lancaster Dr SE, Salem, OR, 97317
9:00-6:00 Mon - Fri; 9:00-1:00 Sat
Lebanon Branch
625 N 5th St, Lebanon, OR, 97355
9:00-6:00 Mon - Fri; 9:00-1:00 Sat Drive Up: 8:30-6:00 Mon - Fri; 9:00-1:00 Sat
Pacific Branch
905 29th Ave SW, Albany, OR, 97321
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<a href="https://bankscorer.com/credit-union/central-willamette" target="_blank" rel="noopener">View CENTRAL WILLAMETTE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 84.2%· healthy range 60–80%
9:00-6:00 Mon - Fri; 9:00-1:00 Sat Drive Up: 8:30-6:00 Mon - Fri; 9:00-1:00 Sat
North Albany Branch
621 Hickory St NW, Albany, OR, 97321
9:00-6:00 Mon - Fri; 9:00-1:00 Sat
S Salem
4093 Commercial St SE, Salem, OR, 97302-3873
M-F, 9am-6pm; Sat, 9am-1pm Drive Up, M-F, 8:30am-6pm; Sat 9am-1pm
Newport
150 NE 20th St, Newport, OR, 97365
9:00-6:00 Mon - Fri; 9:00-1:00 Sat
Bend Branch
61535 S Highway 97, Bend, OR, 97702-2154
9:00-6:00 Mon - Fri; By Appointment Only Sat
1 more location not shown.