🏦Bank Scorer

CENTRAL VIRGINIA

Lynchburg, VA · Federal Credit Union · Chartered in VA

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #22307Est. 1976RSSD: 527682

Members

12,991

Net Worth Ratio

12.41%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$201.1M

Peer Group 5

Members

12,991

as of latest quarter

Net Worth Ratio

12.41%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1660, Lynchburg, VA 24505

Chartered

1976

Branch Locations

5 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$201.1M

Total Shares

$174.9M

Total Loans

$118.2M

Net Worth Ratio

12.41%

≥7% = Well Capitalized

Members

12,991

Delinquency Rate (60d+)

1.09%

$1.3M

Loan-to-share ratio: 67.6%· healthy range 60–80%

Branch Locations

NCUA

Mt. Athos Branch

1638 Mount Athos Rd, Lynchburg, VA, 24504-5429

9:00 am through 6:00 pm Monday through Friday

MainATMDrive-thru

Timberlake Branch

20255 Timberlake Rd, Lynchburg, VA, 24502-7202

9:00 am through 6:00 pm Monday through Friday, 9:00 am through 2:00 pm Saturday

ATMDrive-thru

Madison Heights Branch

4482 S Amherst Hwy, Madison Heights, VA, 24572-5388

9:00 am to 6:00 pm Monday through Friday,

ATMDrive-thru

Forest Branch

14416 Forest Rd, Forest, VA, 24551

Mon-Fri 9am-6pm

ATMDrive-thru

Old Forest Road

3404 Old Forest Rd, Lynchburg, VA, 24501-2915

M to F 9 to 6

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.