Lynchburg, VA · Federal Credit Union · Chartered in VA
Who can join
Employer / occupational group
Members
12,991
Net Worth Ratio
12.41%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$201.1M
Total Shares
$174.9M
Total Loans
$118.2M
Net Worth Ratio
12.41%
≥7% = Well Capitalized
Members
12,991
Delinquency Rate (60d+)
1.09%
$1.3M
Loan-to-share ratio: 67.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 46 | 42 | 0 | 91.3% | 0.0% |
| 2022 | 58 | 54 | 1 | 93.1% | 1.7% |
| 2021 | 68 | 63 | 0 | 92.7% | 0.0% |
No CFPB complaint data available for this credit union.
Mt. Athos Branch
1638 Mount Athos Rd, Lynchburg, VA, 24504-5429
9:00 am through 6:00 pm Monday through Friday
Timberlake Branch
20255 Timberlake Rd, Lynchburg, VA, 24502-7202
9:00 am through 6:00 pm Monday through Friday, 9:00 am through 2:00 pm Saturday
Madison Heights Branch
4482 S Amherst Hwy, Madison Heights, VA, 24572-5388
9:00 am to 6:00 pm Monday through Friday,
Forest Branch
14416 Forest Rd, Forest, VA, 24551
Mon-Fri 9am-6pm
Old Forest Road
3404 Old Forest Rd, Lynchburg, VA, 24501-2915
M to F 9 to 6
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<a href="https://bankscorer.com/credit-union/central-virginia" target="_blank" rel="noopener">View CENTRAL VIRGINIA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.