Stockton, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
14,221
Net Worth Ratio
8.97%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$255.2M
Total Shares
$208.6M
Total Loans
$83.8M
Net Income
$-16,343
Net Worth Ratio
8.97%
≥7% = Well Capitalized
Members
14,221
Return on Assets
-0.01%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.01%
$6K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2022 | 15 | 8 | 3 | 53.3% | 20.0% |
| 2021 | 17 | 6 | 6 | 35.3% | 35.3% |
No CFPB complaint data available for this credit union.
Main Branch
919 N Center St, Stockton, CA, 95202
Monday to Friday 09:00am to 05:00pm
San Andreas Branch
462 Saint Charles St, San Andreas, CA, 95249-9664
Monday to Friday 09:00am to 05:00pm
El Dorado's Branch
5242 N El Dorado St, Stockton, CA, 95207-5845
Monday to Friday 09:00AM to 05:00PM Saturday 09:00AM to 1:00PM
Lodi's Branch
363 S Lower Sacramento Rd, Lodi, CA, 95242-3326
Monday to Friday 09:00am to 5:00pm
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<a href="https://bankscorer.com/credit-union/central-state" target="_blank" rel="noopener">View CENTRAL STATE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 40.2%· healthy range 60–80%