🏦Bank Scorer

CENTRAL MAINE

Lewiston, ME · Federal Credit Union · Chartered in ME

Well Capitalized

Who can join

Employer / occupational group

Charter #6936Est. 1950RSSD: 583884
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Members

6,460

Net Worth Ratio

14.87%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$143.1M

Peer Group 5

Members

6,460

as of latest quarter

Net Worth Ratio

14.87%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 1746, Lewiston, ME 04240-5721

Chartered

1950

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$143.1M

Total Shares

$121.7M

Total Loans

$43.1M

Net Worth Ratio

14.87%

≥7% = Well Capitalized

Members

6,460

Delinquency Rate (60d+)

0.26%

$112K

Loan-to-share ratio: 35.4%· healthy range 60–80%

Branch Locations

NCUA

Central Maine Federal C.U.

1000 Lisbon St, Lewiston, ME, 04240-5721

Lobby Monday-Thursday: 8:30-5:00 Friday: 8:30-6:00 Saturday: 9:00-12:00

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
2021109190.0%10.0%
View full HMDA data on CFPB →Search mortgage lenders →

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

View all on CFPB →File NCUA complaint →

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.