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CENTRAL ILLINOIS

Champaign, IL · State Credit Union · Chartered in IL

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #65186Est. 1948RSSD: 535490

Members

3,552

Net Worth Ratio

12.04%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$25.7M

Peer Group 3

Members

3,552

as of latest quarter

Net Worth Ratio

12.04%

Well Capitalized

Institution Profile

NCUA

Address

2106 W John St, Champaign, IL 61821

Chartered

1948

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$25.7M

Total Shares

$22.5M

Total Loans

$11.7M

Net Income

$63K

Net Worth Ratio

12.04%

≥7% = Well Capitalized

Members

3,552

Return on Assets

0.24%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.03%

$121K

Loan-to-share ratio: 52.1%· healthy range 60–80%

Branch Locations

NCUA

Central Illinois Credit Union

2106 w john st, champaign, IL, 61821

monday - friday 9:00 to 5:00 drive up/walkup: monday - thursday 9:00 to 6:00; friday 9:00 to 6:30 and saturday 8:30 to 12:30

MainATMDrive-thru

Community Plus

526 E Champaign Ave, Rantoul, IL, 61866

M-F 9-5, S 8-12

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.