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CENTRA

Columbus, IN · State Credit Union · Chartered in IN

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #68287Est. 1940RSSD: 461674

Members

139,152

Net Worth Ratio

11.94%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.38B

Peer Group 6

Members

139,152

as of latest quarter

Net Worth Ratio

11.94%

Well Capitalized

Institution Profile

NCUA

Address

1430 N National Rd, Po Box 789, Columbus, IN 47202

Chartered

1940

Branch Locations

29 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.38B

Total Shares

$2.08B

Total Loans

$1.69B

Net Worth Ratio

11.94%

≥7% = Well Capitalized

Members

139,152

Delinquency Rate (60d+)

0.33%

$5.6M

Loan-to-share ratio: 81.4%· healthy range 60–80%

Branch Locations

NCUA

Tupelo Corporate Headquarters

3801 Tupelo Dr, Columbus, IN, 47201-7293

M-F 8:00 AM - 5:00 PM

MainATM

26th Street

2020 26th St, Columbus, IN, 47201-3795

Mon - Thu: 8:30 am - 5:00 pm Fri: 8:30 am - 6:00 pm Sat: 8:30 am - 12:00 pm Sunday: closed

ATMDrive-thru

SR 46 West

2165 W Jonathan Moore Pike, Columbus, IN, 47201-9081

Mon - Thu: 8:30 am - 5:00 pm Fri: 8:30 am - 6:00 pm Sat: 8:30 am - 12:00 pm Sunday: closed Sat: 8:30 am - 1:00 pm Lobby 8:30 am - 3:00 pm Drive-up

ATMDrive-thru

Edinburgh

15701 North U.S. 31, Edinburgh, IN, 46124-9000

Mon - Thu: 8:30 am - 5:00 pm Fri: 8:30 am - 6:00 pm Sat: 8:30 am - 12:00 pm Sunday: closed

ATM

Carmel

11711 Pennsylvania St Ste 101, Carmel, IN, 46032-4559

Mon - Fri: 9:00 am - 5:00 pm Lobby

ATM

Shadeland Avenue

4562 N Shadeland Ave, Indianapolis, IN, 46226-3835

Mon - Thu: 8:30 am - 5:00 pm Fri: 8:30 am - 6:00 pm Sat: 8:30 am - 12:00 pm Sunday: closed

ATMDrive-thru

Greensburg

1803 N Lincoln St Ste A, Greensburg, IN, 47240-1272

Mon - Thu: 8:30 am - 5:00 pm Fri: 8:30 am - 6:00 pm Sat: 8:30 am - 12:00 pm Sunday: closed

ATMDrive-thru

North Vernon

975 Veterans Dr, North Vernon, IN, 47265-8637

Mon - Thu: 8:30 am - 5:00 pm Fri: 8:30 am - 6:00 pm Sat: 8:30 am - 12:00 pm Sunday: closed Fri: 8:30 am - 5:30 pm Lobby 8:30 am - 6:00 pm Drive-Up Sat: 8:30 am - Noon

ATMDrive-thru

Madison

303 Clifty Dr, Madison, IN, 47250-1605

Mon - Thu: 8:30 am - 5:00 pm Fri: 8:30 am - 6:00 pm Sat: 8:30 am - 12:00 pm Sunday: closed

ATMDrive-thru

Seymour

520 S Jackson Park Dr, Seymour, IN, 47274-2624

Mon - Thu: 8:30 am - 5:00 pm Fri: 8:30 am - 6:00 pm Sat: 8:30 am - 12:00 pm Sunday: closed

ATMDrive-thru

19 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.