Mason City, IA · State Credit Union · Chartered in IA
Who can join
State government employees (special charter)
Members
11,472
Net Worth Ratio
12.50%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$165.9M
Total Shares
$144.5M
Total Loans
$127.5M
Net Income
$338K
Net Worth Ratio
12.50%
≥7% = Well Capitalized
Members
11,472
Return on Assets
0.20%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.06%
$76K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
CENT Credit Union main office
25 W State ST, Mason City, IA, 50401-3219
7:30-5:00 Monday thru Thursday 7:30-5:30 Friday 9:00-12:00 Saturday
CENT CREDIT UNION BRANCH
3124 4th St SW, Mason City, IA, 50401-1522
9:00-5:00 Monday thru Friday
CENT CREDIT UNION
1411 INDUSTRIAL RD SW, LE MARS, IA, 51031-3004
9 - 5
CENT Credit Union Branch
1101 Broadway St, Emmetsburg, IA, 50536-1712
Lobby - 9:00 AM - 4:00 PM Drive-Thru - 8:00 AM - 5:00 PM
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<a href="https://bankscorer.com/credit-union/cent" target="_blank" rel="noopener">View CENT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 88.2%· healthy range 60–80%