🏦Bank Scorer

CARIBE

San Juan, PR · Federal Credit Union · Chartered in PR

LICU MDIWell Capitalized

Who can join

Community — open geographic area

Charter #7345Est. 1951RSSD: 203986

Members

63,943

Net Worth Ratio

11.29%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$789.8M

Peer Group 6

Members

63,943

as of latest quarter

Net Worth Ratio

11.29%

Well Capitalized

Institution Profile

NCUA

Address

195 Calle Oneill, San Juan, PR 00918-2404

Chartered

1951

Branch Locations

7 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$789.8M

Total Shares

$687.8M

Total Loans

$609.3M

Net Income

$7.0M

Net Worth Ratio

11.29%

≥7% = Well Capitalized

Members

63,943

Return on Assets

0.89%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.15%

$888K

Loan-to-share ratio: 88.6%· healthy range 60–80%

Branch Locations

NCUA

Guaynabo Las Cumbres -Admin-

10A Carr 838 Esq 199, Guaynabo, PR, 00969

7am - 4:00pm M-F

MainATM

MAIN

195 Calle Oneill, San Juan, PR, 00918

M-F 7:15 am to 3:45pm Saturday 7:15am to 3:30pm

ATMDrive-thru

FEDE

Federal Bldg, San Juan, PR, 00918-1704

M-F 7:30 am to 10:30 am

ATM

Anasco

46 Calle 65 Infanteria, Anasco, PR, 00610

Monday thru Friday 7:15am to 3:45pm, Saturday Closed

Guaynabo -Las Cumbres Branch

10A Carr 838 Esq PR-199, Guaynabo, PR, 00969-4605

Monday thru Friday 7:15am to 3:45pm Saturday 7:15am to 3:30pm

ATM

Ponce Branch

1233 Ave Hostos, Ponce, PR, 00717-0953

Monday to Friday 7:15am to 3:45pm Saturday 7:15am to 3:30pm

ATMDrive-thru

Rio Grande

14 Calle Pimentel, Rio Grande, PR, 00745-3057

Monday thru Frida 7:15am to 3:45pm Sat 7:15am to 3:30pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
2023102544352.9%42.2%
202292533357.6%35.9%
2021153845454.9%35.3%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.