Mentor, OH · State Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
23,771
Net Worth Ratio
10.18%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$354.3M
Total Shares
$313.9M
Total Loans
$262.6M
Net Income
$103K
Net Worth Ratio
10.18%
≥7% = Well Capitalized
Members
23,771
Return on Assets
0.03%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.60%
$1.6M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 134 | 38 | 23 | 28.4% | 17.2% |
| 2022 | 252 | 119 | 34 | 47.2% | 13.5% |
| 2021 | 503 | 330 | 51 | 65.6% | 10.1% |
No CFPB complaint data available for this credit union.
Main Office
8500 Westport Dr, Mentor, OH, 44060
Mon-Thur 9am-5pm Friday 9am-6pm Saturday 9am-1pm
Ashtabula Branch
625 Lake Ave, Ashtabula, OH, 44004
Mon, Tues, Thur 9am-5pm Wednesday - Closed Friday 9am-6pm Sat 9am-1pm
Willoughby Branch
37203 Euclid Ave, Willoughby, OH, 44094-5657
Mon, Tues, Thur 9am-5pm Wednesday - Closed Friday 9am-6pm Saturday 9am-1pm
Lake Catholic High School
6733 Reynolds Rd, Mentor, OH, 44060
M,W,F 10:30-1:30
Lakeland Community College
7700 Clocktower Dr Bldg A, Kirtland, OH, 44094-5198
Monday/Tuesday/Thrusday/ Friday 7:30 a.m.-4:00 p.m.Wednesday 11:30 a.m.-7:00 p.m.Saturday & Sunday: closed
Notre Dame Cathedral Latin High School
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<a href="https://bankscorer.com/credit-union/cardinal-credit-union-inc" target="_blank" rel="noopener">View CARDINAL CREDIT UNION, INC. on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 83.6%· healthy range 60–80%
13000 Auburn Rd, Chardon, OH, 44024-9337
Wed.,Thurs. 10:50 am-1:30 pm
Canfield Branch
6458 S Raccoon Rd Unit 1, Canfield, OH, 44406-9270
M-F 9am-5pm
Mayfield Branch
1220 Som Center Rd Unit A, Cleveland, OH, 44124-2002
Monday/Tuesday/Thursday: 9:00AM-5:00PM Friday: 9:00AM-6:00PM Saturday: 9:00AM-1:00PM
Eastlake North High School
34041 Stevens Blvd, Eastlake, OH, 44095
Tuesday 9:00AM-2:00PM
Mentor High School
6477 Center St, Mentor, OH, 44060
Wednesday & Thursday: 9:00 AM - 2:00 PM
2 more locations not shown.