Austin, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
14,217
Net Worth Ratio
12.01%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$232.3M
Total Shares
$202.4M
Total Loans
$172.9M
Net Worth Ratio
12.01%
≥7% = Well Capitalized
Members
14,217
Delinquency Rate (60d+)
0.05%
$80K
Loan-to-share ratio: 85.4%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 137 | 88 | 26 | 64.2% | 19.0% |
| 2022 | 201 | 149 | 28 | 74.1% | 13.9% |
| 2021 | 186 | 127 | 10 | 68.3% | 5.4% |
No CFPB complaint data available for this credit union.
North Office
11920 Alterra Pkwy, Austin, TX, 78758
Monday - Friday 9 AM to 5:30 PM Saturday 9 AM to 2 PM Monday - Friday: 9:00am-5:00pm Saturday: 9:00am-2:00pm
Downtown
1718 Lavaca St, Austin, TX, 78701
Monday - Friday 9 AM to 5:30 PM
South
133 E Ben White Blvd, Austin, TX, 78704
Lobby is closed while drive through is open for banking servicesMonday - Friday: 9:00am-5:00pmSaturday: 9:00am-2:00pm
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<a href="https://bankscorer.com/credit-union/capitol" target="_blank" rel="noopener">View CAPITOL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.