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CAPITAL AREA

Augusta, ME · Federal Credit Union · Chartered in ME

Well Capitalized

Who can join

Employer / occupational group

Charter #9919Est. 1954RSSD: 925381

Members

3,957

Net Worth Ratio

17.25%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$71.7M

Peer Group 4

Members

3,957

as of latest quarter

Net Worth Ratio

17.25%

Well Capitalized

Institution Profile

NCUA

Address

2010 N Belfast Ave, Augusta, ME 04330

Chartered

1954

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$71.7M

Total Shares

$58.2M

Total Loans

$49.8M

Net Worth Ratio

17.25%

≥7% = Well Capitalized

Members

3,957

Delinquency Rate (60d+)

0.04%

$18K

Loan-to-share ratio: 85.5%· healthy range 60–80%

Branch Locations

NCUA

Main Office

2010 N Belfast ave, Augusta, ME, 04330

Monday: 7am-5:30pm Tuesday: 8am-5pm Wednesday: 8am-5pm Thursday: 7am-5:30pm Friday: 7am-5:30pm

MainDrive-thru

Synergent Corp

2 Ledgeview dr, Westbrook, ME, 04092

24/7

Synergent Corp

2 Ledgeview dr, Westbrook, ME, 04092

24/7

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.