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CAL-ED

California, PA · Federal Credit Union · Chartered in PA

LICUWell Capitalized

Who can join

Occupational / select employee group

Charter #13503Est. 1960RSSD: 973485

Members

3,215

Net Worth Ratio

14.26%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$19.0M

Peer Group 3

Members

3,215

as of latest quarter

Net Worth Ratio

14.26%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 497, California, PA 15419

Chartered

1960

Branch Locations

2 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$19.0M

Total Shares

$16.1M

Total Loans

$4.5M

Net Income

$-2,404

Net Worth Ratio

14.26%

≥7% = Well Capitalized

Members

3,215

Return on Assets

-0.01%

annualized · >0.5% healthy

Delinquency Rate (60d+)

3.27%

$149K

Loan-to-share ratio: 28.2%· healthy range 60–80%

Branch Locations

NCUA

Cal-Ed Federal Credit Union

100 TECHNOLOGY DR, COAL CENTER, PA, 15423

M---F 9:00 AM TO 4:00 PM

MainDrive-thru

VALLEY FIRST FCU

815 Schoonmaker Ave, MONESSEN, PA, 15062

M - F 9AM - 5PM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.