Mount Vernon, OH · State Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
17,770
Net Worth Ratio
12.82%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$240.7M
Total Shares
$208.3M
Total Loans
$138.3M
Net Income
$1.0M
Net Worth Ratio
12.82%
≥7% = Well Capitalized
Members
17,770
Return on Assets
0.43%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.13%
$183K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 71 | 56 | 6 | 78.9% | 8.4% |
| 2022 | 105 | 84 | 8 | 80.0% | 7.6% |
| 2021 | 125 | 99 | 9 | 79.2% | 7.2% |
No CFPB complaint data available for this credit union.
Yauger Road Center
1215 Yauger Rd, Mount Vernon, OH, 43050-9233
Lobby: Monday - Friday 8:30-5:30 Saturday 9-1 Drive-thru: Monday-Thursday 8:30-5:30 Friday 8:30-6:00
West Chestnut Center
400 W Chestnut St, Mount Vernon, OH, 43050-2312
Lobby: Monday - Friday 8:30-5:30. Saturday 9-1 Drive-thru: Monday-Thursday 8:30-5:30 Friday 8:30-6:00
Delaware Center
33 London Rd, Delaware, OH, 43015-2613
Lobby: Monday - Friday 8:30-5:30. Saturday 9-1 Drive-thru: Monday-Thursday 8:30-5:30 Friday 8:30-6:00
Loudonville Center
3030 State Route 3, Loudonville, OH, 44842-9526
Lobby: Monday - Friday 8:30-5:30. Saturday 9-1 Drive-thru: Monday -Thursday 8:30-5:30 Friday 8:30-6:00
Utica Center
8 N Main St, Utica, OH, 43080-7706
Lobby: Monday - Friday 8:30-5:30. Saturday 9-1 Drive-thru: Monday-Thursday 8:30-5:30 Friday 8:30-6:00
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<a href="https://bankscorer.com/credit-union/c-e-s" target="_blank" rel="noopener">View C E S on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 66.4%· healthy range 60–80%
Coshocton Center
700 S 2nd St Ste B, Coshocton, OH, 43812-1990
M-F 8:30 to 5:30 S 9:00 to 1:00