Houghton, MI · Federal Credit Union · Chartered in MI
Who can join
Employer / occupational group
Members
10,390
Net Worth Ratio
13.33%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$138.4M
Total Shares
$120.2M
Total Loans
$80.0M
Net Worth Ratio
13.33%
≥7% = Well Capitalized
Members
10,390
Delinquency Rate (60d+)
0.19%
$151K
Loan-to-share ratio: 66.6%· healthy range 60–80%
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Main Branch/Corporate Offices
700 E Sharon Ave, Houghton, MI, 49931-1618
Monday through Thursday = 7:30 AM until 5:30 PM; Friday = 7:30 AM until 6:00 PM; Saturday = 9:00 AM until 1:00 PM.
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<a href="https://bankscorer.com/credit-union/breakwater" target="_blank" rel="noopener">View BREAKWATER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.