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BRADFORD AREA

Bradford, PA · Federal Credit Union · Chartered in PA

Well Capitalized

Who can join

Select employee groups

Charter #13823Est. 1960RSSD: 436289

Members

1,386

Net Worth Ratio

13.09%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$11.9M

Peer Group 3

Members

1,386

as of latest quarter

Net Worth Ratio

13.09%

Well Capitalized

Institution Profile

NCUA

Address

52 Davis St, Ste 1, Bradford, PA 16701-2016

Chartered

1960

Branch Locations

1 location

Membership Eligibility

Select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$11.9M

Total Shares

$10.3M

Total Loans

$6.4M

Net Worth Ratio

13.09%

≥7% = Well Capitalized

Members

1,386

Delinquency Rate (60d+)

0.23%

$15K

Loan-to-share ratio: 62.2%· healthy range 60–80%

Branch Locations

NCUA

Bradford Area Federal Credit Union

52 Davis St, Bradford, PA, 16701-2016

M-F 8:30 am - 4:30 pm

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.