Falcon Heights, MN · State Credit Union · Chartered in MN
Who can join
State government employees (special charter)
Members
256,228
Net Worth Ratio
8.59%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$4.82B
Total Shares
$4.04B
Total Loans
$2.64B
Net Income
$10.0M
Net Worth Ratio
8.59%
≥7% = Well Capitalized
Members
256,228
Return on Assets
0.21%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.31%
$8.2M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 2,882 | 1,659 | 578 | 57.6% | 20.1% |
No CFPB complaint data available for this credit union.
SPIRE - ADMIN
2025 Larpenteur Ave W, Falcon Heights, MN, 55113
M-F 8:00 a.m.-5:00 p.m. (This Location is only available for employees)Contact CenterM-Th 8:00 a.m. - 5:00 p.m.Friday 8:00 a.m. - 6:00 p.m.Sat. 8:30 a.m. - 12:00 p.m.Live ChatM-F 8:00 a.m.- 5:00 p.m.
St. Cloud
3951 W Division St, Saint Cloud, MN, 56301-3742
Lobby Monday - Thursday 9:00 AM - 5:00 PM Friday 9:00 AM - 6:00 PM Saturday 9:00 AM - 12:00 PM Drive-Thru Monday - Thursday 8:30 AM - 5:00 PM Friday 8:30 AM - 6:00 PM Saturday 9:00 AM - 12:00 PM
Waseca Office
105 15th Ave NE, Waseca, MN, 56093
M-F 8:00AM - 4:00PMSat - 9:00AM - 12:00PM
Keewatin
301 N 1st St, Keewatin, MN, 55753
M - F 9:30 AM - 4:30 PM
St. Paul West
2700 W Territorial Rd, Saint Paul, MN, 55114
Monday - Thursday 8am to 4pm Friday 8am to 3:30 pm
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<a href="https://bankscorer.com/credit-union/blaze" target="_blank" rel="noopener">View BLAZE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 65.3%· healthy range 60–80%
St Michael - Cub
900 Central Ave E, Saint Michael, MN, 55376
Mon through Thurs 9:00 am to 5:00 pm Friday 9:00 am to 6:00 pm
Roseville North
2465 Fairview Ave N, Roseville, MN, 55113
M-F, 9:00-5:00
St. Paul Empire
111 Empire Drive, St. Paul, MN, 55103
M-F 9:00-5:00
Westminster Admin Office
840 Westminster Street, St Paul, MN, 55103
M-F 9:00-5:00
Minneapolis South
5025 E 54th St, Minneapolis, MN, 55417
Monday?Friday Saturday 9 a.m.?5 p.m. 9 a.m.?12 p.m. 8 a.m.?6 p.m. 9 a.m.?12 p.m.
20 more locations not shown.