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BIG ISLAND

Hilo, HI · Federal Credit Union · Chartered in HI

LICU MDIWell Capitalized

Who can join

Employer / occupational group

Charter #1607Est. 1936RSSD: 479576

Members

9,583

Net Worth Ratio

9.14%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$194.1M

Peer Group 5

Members

9,583

as of latest quarter

Net Worth Ratio

9.14%

Well Capitalized

Institution Profile

NCUA

Address

66 Lono St, Hilo, HI 96720-4144

Chartered

1936

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$194.1M

Total Shares

$175.3M

Total Loans

$41.1M

Net Worth Ratio

9.14%

≥7% = Well Capitalized

Members

9,583

Delinquency Rate (60d+)

0.06%

$26K

Loan-to-share ratio: 23.4%· healthy range 60–80%

Branch Locations

NCUA

Hilo Branch

66 Lono St, Hilo, HI, 96720-4144

M-F 8:30 - 5:00

MainATM

Keaau Branch

16-594 Kipimana St, Keaau, HI, 96749-8021

8:30am - 5:00pm M-F

ATMDrive-thru

Kona Branch

75-5737 Kuakini Hwy, Kailua Kona, HI, 96740-1710

24 hours

ATM

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.