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BHCU

Ridley Park, PA · State Credit Union · Chartered in PA

Well Capitalized

Who can join

State government employees (special charter)

Charter #61387Est. 1952RSSD: 999092

Members

8,933

Net Worth Ratio

11.83%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$273.0M

Peer Group 5

Members

8,933

as of latest quarter

Net Worth Ratio

11.83%

Well Capitalized

Institution Profile

NCUA

Address

501 Industrial Hwy, Ridley Park, PA 19078

Chartered

1952

Branch Locations

4 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$273.0M

Total Shares

$238.7M

Total Loans

$196.5M

Net Income

$414K

Net Worth Ratio

11.83%

≥7% = Well Capitalized

Members

8,933

Return on Assets

0.15%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.61%

$1.2M

Loan-to-share ratio: 82.3%· healthy range 60–80%

Branch Locations

NCUA

Main Office

501 Industrial Hwy, Ridley Park, PA, 19078

Monday thru Thursday 9:00am to 5:15 pm Friday 7:30am to 5:15pmSaturday 9:00am to 12:00pm

MainATM

Glen Mills Office

1100 Baltimore Pike, Glen Mills, PA, 19342-1013

Monday- Friday 9:00am - 5:00pmSaturday 9:00am-12:00pm

ATM

Havertown Branch

1305 W Chester Pike, Havertown, PA, 19083

Monday - Friday 9:00am - 5:00pm

ATM

West Chester Branch

1 N 5 Points Rd, West Chester, PA, 19380-4726

Monday - Friday 9:00am-5:15pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.