Muskegon, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
12,930
Net Worth Ratio
14.56%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$156.1M
Total Shares
$132.2M
Total Loans
$104.5M
Net Worth Ratio
14.56%
≥7% = Well Capitalized
Members
12,930
Delinquency Rate (60d+)
1.35%
$1.4M
Loan-to-share ratio: 79.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 71 | 71 | 0 | 100.0% | 0.0% |
| 2022 | 56 | 56 | 0 | 100.0% | 0.0% |
| 2021 | 82 | 82 | 0 | 100.0% | 0.0% |
No CFPB complaint data available for this credit union.
Best Financial Credit Union
1888 E Sherman Blvd, Muskegon, MI, 49444-1822
M- 9-5 T- 9-5 W- 10-5 Th- 9-6 F- 9-5 S- 9-12
Best Financial Credit Union Spring Lake Branch
612 W Savidge St, Spring Lake, MI, 49456
M - 9 to 5T - 9 to 5W - 10 to 5Th - 10 to 6F - 9 to 5
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<a href="https://bankscorer.com/credit-union/best-financial" target="_blank" rel="noopener">View BEST FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.