BEFIT FINANCIAL
Vacaville, CA · Federal Credit Union · Chartered in CA
Who can join
Occupational / employer group
Members
2,377
Net Worth Ratio
9.69%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$39.3M
Peer Group 3
Members
2,377
as of latest quarter
Net Worth Ratio
9.69%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$39.3M
Total Shares
$35.1M
Total Loans
$19.2M
Net Income
$42K
Net Worth Ratio
9.69%
≥7% = Well Capitalized
Members
2,377
Return on Assets
0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.20%
$230K
Loan-to-share ratio: 54.6%· healthy range 60–80%
Branch Locations
NCUABefit Financial Federal Credit Union
640 E Main St, Vacaville, CA, 95688-3933
Monday through Thursday 10:00 a.m. to 5:00 p.m. and Friday 10:00 to 6:00 p.m.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/befit-financial" target="_blank" rel="noopener">View BEFIT FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.