Johnson City, TN · State Credit Union · Chartered in TN
Who can join
State government employees (special charter)
Members
2,169
Net Worth Ratio
7.54%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$28.3M
Total Shares
$26.3M
Total Loans
$23.4M
Net Income
$-8,131
Net Worth Ratio
7.54%
≥7% = Well Capitalized
Members
2,169
Return on Assets
-0.03%
annualized · >0.5% healthy
Loan-to-share ratio: 88.7%· healthy range 60–80%
No HMDA mortgage lending data on record for this credit union.
Last 12 Months
35
Since 2018
159
all complaints on record
Monetary Relief
23%
% of complaints with monetary relief
Untimely Response
4%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through Jun 2026.Last 12 months shown — upgrade for full history.
Beacon Financial Credit Union
400 N State of Franklin Rd, Johnson City, TN, 37604
9:00 am - 4:30 pm
Beacon Financial Credit Union
1102 W Market St Ste 20, Johnson City, TN, 37604
9:00 am to 4:30 pm
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<a href="https://bankscorer.com/credit-union/beacon-financial" target="_blank" rel="noopener">View BEACON FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
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2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.