🏦Bank Scorer

BAYOU COMMUNITY

Saint Gabriel, LA · Federal Credit Union · Chartered in LA

LICU MDIWell Capitalized

Who can join

Employer / occupational group

Charter #11782Est. 1957RSSD: 1007882

Members

1,568

Net Worth Ratio

9.96%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$17.3M

Peer Group 3

Members

1,568

as of latest quarter

Net Worth Ratio

9.96%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 87, Saint Gabriel, LA 70776

Chartered

1957

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$17.3M

Total Shares

$15.4M

Total Loans

$13.3M

Net Income

$74K

Net Worth Ratio

9.96%

≥7% = Well Capitalized

Members

1,568

Return on Assets

0.43%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.41%

$55K

Loan-to-share ratio: 86.4%· healthy range 60–80%

Branch Locations

NCUA

St. Gabriel Branch

6190 Highway 74, Saint Gabriel, LA, 70776

Monday - Friday 8:30 am - 5:00 pm

MainATMDrive-thru

Bayou Community F.C.U.

5445 POINT CLAIR RD, CARVILLE, LA, 70721

8:30 AM THRU 3:30 PM MONDAY THRU FRIDAY

ATM

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/bayou-community" target="_blank" rel="noopener">View BAYOU COMMUNITY on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.