BAYLANDS FAMILY
West Point, VA · State Credit Union · Chartered in VA
Who can join
State government employees (special charter)
Members
5,597
Net Worth Ratio
9.32%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$95.3M
Peer Group 4
Members
5,597
as of latest quarter
Net Worth Ratio
9.32%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$95.3M
Total Shares
$86.0M
Total Loans
$49.5M
Net Income
$145K
Net Worth Ratio
9.32%
≥7% = Well Capitalized
Members
5,597
Return on Assets
0.15%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.48%
$239K
Loan-to-share ratio: 57.6%· healthy range 60–80%
Branch Locations
NCUAWEST POINT BRANCH
2004 MAIN STREET, WEST POINT, VA, 23181
LOBBY M T TH F 8 - 5 W 9 - 5 DRIVE THRU M T 8-5 W 9-5 TH F 7:30 - 5:30 SAT 9- 12
James City-Norge Branch
7031 Richmond Rd, Williamsburg, VA, 23188-7214
Monday - Friday 9am to 5pm on Fridays the Drive up is opened until 6pm Saturday Drive up 9am to 12pm
New Kent Branch
2111 Pocahontas Trl, Quinton, VA, 23141-1634
8 am to 5 pm Mon - Fri except for Wed 10am to 5 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/baylands-family" target="_blank" rel="noopener">View BAYLANDS FAMILY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.