BAYER HERITAGE
New Martinsvill, WV · Federal Credit Union · Chartered in WV
Who can join
Community — open geographic area
Members
45,014
Net Worth Ratio
9.65%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$801.1M
Peer Group 6
Members
45,014
as of latest quarter
Net Worth Ratio
9.65%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$801.1M
Total Shares
$723.9M
Total Loans
$608.5M
Net Income
$1.2M
Net Worth Ratio
9.65%
≥7% = Well Capitalized
Members
45,014
Return on Assets
0.15%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.70%
$4.3M
Loan-to-share ratio: 84.1%· healthy range 60–80%
Branch Locations
NCUAMain
788 N State Route 2, New Martinsville, WV, 26155
8:30am-4:30pm M-F Appointment only
Bushy Park
1522 Bushy Park Rd, Goose Creek, SC, 29445
7:30 a.m. - 3:30 p.m. Monday through Thursday; 7:30 a.m. - 4:00 p.m. Friday
Goose Creek
309 N Goose Creek Blvd, Goose Creek, SC, 29445-2969
Lobby Hours: 8:30 a.m. - 5:00 p.m. M-Th Drive-Thru Hours: 8:30 a.m. - 5:00 p.m. (M-Th);8:30 - 5:30p.m. (Fri) 8:30am to Noon Sat Drive Thru only
Pittsburgh
102 Bayer Rd, Pittsburgh, PA, 15205-9707
8:00 a.m. - 4:00 p.m. Monday through Friday 7:30a.m -4:00pm Drive Thru (M-F)
New Martinsville
178 N State Route 2, New Martinsville, WV, 26155
Lobby Hours: 8:30 a.m. - 4:30 p.m. Monday through Friday; 8:30 a.m. - 12:00 noon Saturday Drive-Thru Hours: 8:00 a.m. - 4:30 M,T,W,F Drive-Thru 8:00am-5:00pm TH
Moundsville
411 Lafayette Ave, Moundsville, WV, 26041
8:30 am to 4:30 pm (M-Fr) Saturday 8:30 a.m. - 12:00p.m. Drive Thru Mon-Wed 8:00a.m. - 4:30p.m. ; Thursday 8:00a.m. - 5:00p.m.; Friday 8:00am-5:30pm
Martinsburg
5550 Winchester Ave, Martinsburg, WV, 25405
8:30 AM - 4:30 PM Monday - Friday
Zanesville
1917 Ridge Ave, Zanesville, OH, 43701-4146
8 A.M. - 5:00 P.M M-TH 8:00 A.M -5:30 P.M. FRI Drive Thru open 7:30 A.M - 5:30 P.M. M-F Drive Up ITM 24/7
Massey Tompkins
3800 Massey Tompkins Rd, Baytown, TX, 77521
Drive Thru Hours: 8:00 am - 5:00 pm M,T,TH Drive Thru 7:30-5:30 W,F Office Hours: 9:00 am - 5:00 pm M-F
Nexton
343 Brighton Park Blvd, Summerville, SC, 29486
9:00 AM to 5:00 PM Monday thru Friday 7:30am-5:30pm Drive Up 24/7 Drive ITM
1 more location not shown.
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 554 | 379 | 101 | 68.4% | 18.2% |
| 2022 | 573 | 419 | 58 | 73.1% | 10.1% |
| 2021 | 505 | 331 | 65 | 65.5% | 12.9% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/bayer-heritage" target="_blank" rel="noopener">View BAYER HERITAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.