BAYCEL
Bay City, TX · Federal Credit Union · Chartered in TX
Who can join
Employer / occupational group
Members
5,495
Net Worth Ratio
21.55%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$90.4M
Peer Group 4
Members
5,495
as of latest quarter
Net Worth Ratio
21.55%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$90.4M
Total Shares
$70.6M
Total Loans
$36.2M
Net Worth Ratio
21.55%
≥7% = Well Capitalized
Members
5,495
Delinquency Rate (60d+)
0.24%
$88K
Loan-to-share ratio: 51.2%· healthy range 60–80%
Branch Locations
NCUAMain Office
2320 6TH ST, Bay City, TX, 77414-5240
Lobby: Mon. - Thurs. 8:00 a.m. - 4:00 p.m. Friday 8:00 a.m. - 5:00 p.m. Drive Thru: Mon. - Thurs. 8:00 a.m. - 5:30 p.m. " " Fri. 8:00 a.m. - 6:00 p.m. Sat. 9:00 a.m. - 12 Noon
BCHS Branch
400 7th St, Bay City, TX, 77414
Mon, Wed, Fri 7:30 a.m. to 3:30 p.m.
VVHS Branch
8980 STATE HIGHWAY 35 N, Van Vleck, TX, 77482
Tues. & Thurs. 8am - 3pm
Matagorda County Credit Union
3700 Avenue F, Bay City, TX, 77414-7606
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/baycel" target="_blank" rel="noopener">View BAYCEL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.