Oregon, OH · State Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
7,400
Net Worth Ratio
11.33%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$108.6M
Total Shares
$94.8M
Total Loans
$50.9M
Net Income
$158K
Net Worth Ratio
11.33%
≥7% = Well Capitalized
Members
7,400
Return on Assets
0.15%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.58%
$295K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 33 | 20 | 8 | 60.6% | 24.2% |
No CFPB complaint data available for this credit union.
Main
4202 Navarre Ave, Oregon, OH, 43616-3562
8 am to 4:30 pm Lobby; Monday - Friday 8 am to 5 pm Drive-drive-through Monday - Friday 9 am to noon Saturday
Perrysburg
1070 Commerce Dr, Perrysburg, OH, 43551
M - F 9a - 5p S 9a - 12p
Toledo
28 N Fearing Blvd, Toledo, OH, 43607
M-F 9a - 5p
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<a href="https://bankscorer.com/credit-union/bay-area" target="_blank" rel="noopener">View BAY AREA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 53.7%· healthy range 60–80%