🏦Bank Scorer

BANGOR

Bangor, ME · Federal Credit Union · Chartered in ME

LICUWell Capitalized

Who can join

Community / multiple bond

Charter #10939Est. 1956RSSD: 871684

Members

15,712

Net Worth Ratio

8.47%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$291.0M

Peer Group 5

Members

15,712

as of latest quarter

Net Worth Ratio

8.47%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 1161, Bangor, ME 04402-1161

Chartered

1956

Branch Locations

4 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$291.0M

Total Shares

$265.9M

Total Loans

$174.0M

Net Worth Ratio

8.47%

≥7% = Well Capitalized

Members

15,712

Delinquency Rate (60d+)

0.13%

$226K

Loan-to-share ratio: 65.4%· healthy range 60–80%

Branch Locations

NCUA

Hogan Road

339 Hogan Rd, Bangor, ME, 04401-4205

M - F 7:30 am - 5:00 pm Sat - 9:00 am - 1:00 pm

MainDrive-thru

Brewer

6 Dirigo Dr, Brewer, ME, 04412-1662

Mon - Fri 7:30 am - 5:00 pm Sat - 9:00 am - 1:00 pm

ATMDrive-thru

Venture Way

10 Venture Way, Bangor, ME, 04401

Monday-Friday 9-4Saturdau D/U Only - 9-1

ATMDrive-thru

Ellsworth

175 High St Ste 7, Ellsworth, ME, 04605-1730

Lobby: M-Th 9am-4pm, Friday 8am-5pm Drive Thru: M-F 8am-5pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
202365501076.9%15.4%
20227969887.3%10.1%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.