🏦Bank Scorer

AWAKON

Onaway, MI · Federal Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

Community / multiple bond

Charter #7465Est. 1951RSSD: 499480

Members

14,830

Net Worth Ratio

13.29%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$201.9M

Peer Group 5

Members

14,830

as of latest quarter

Net Worth Ratio

13.29%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 420, Onaway, MI 49765

Chartered

1951

Branch Locations

6 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$201.9M

Total Shares

$172.2M

Total Loans

$137.6M

Net Income

$810K

Net Worth Ratio

13.29%

≥7% = Well Capitalized

Members

14,830

Return on Assets

0.40%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.70%

$967K

Loan-to-share ratio: 79.9%· healthy range 60–80%

Branch Locations

NCUA

Awakon Federal Credit Union

20855 Washington Ave, Onaway, MI, 49765

9-4:30 M-Th 9-6 F 9-12 Sat

MainATMDrive-thru

Awakon Federal Credit Union

6272 M-68 Hwy, Indian River, MI, 49749

9-4:30 m-th 9-6 f 9-12 sat

ATMDrive-thru

Awakon Federal Credit Union

279 S Bradley Hwy, Rogers City, MI, 49779-2137

9-4:30 m-th 9-6 fr 9-12 sat

ATMDrive-thru

Awakon Federal Credit Union

12842 S Straits Hwy, Wolverine, MI, 49799-9500

9-4:30 m-th 9-6 f

ATMDrive-thru

Awakon Federal Credit Union

1496 W Main St, Gaylord, MI, 49735-7461

9am-5pm m-f9am-12pm sdrive thru 9am-5pm m-t and 9am-6pm f

ATMDrive-thru

Petoskey Meijer Branch

1201 Lears Rd Spc B, Petoskey, MI, 49770-9252

M-F 10-6 Sat 9-4 closed Sunday

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/awakon" target="_blank" rel="noopener">View AWAKON on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.