ATLANTIC REGIONAL
South Portland, ME · Federal Credit Union · Chartered in ME
Who can join
Employer / occupational group
Members
49,072
Net Worth Ratio
11.06%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.08B
Peer Group 6
Members
49,072
as of latest quarter
Net Worth Ratio
11.06%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.08B
Total Shares
$972.6M
Total Loans
$742.0M
Net Income
$905K
Net Worth Ratio
11.06%
≥7% = Well Capitalized
Members
49,072
Return on Assets
0.08%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.15%
$1.1M
Loan-to-share ratio: 76.3%· healthy range 60–80%
Branch Locations
NCUASouth Portland
600 Sable Oaks Dr Ste 100, South Portland, ME, 04106-3292
Monday-Friday 8:00 am-5:00 pm
Freeport
41 Mallett Dr, Freeport, ME, 04032
Branch Hours 8:30 am - 5:00 pm Monday, Friday 8:30 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Drive-Thru Hours 8:00 am - 5:00 pm Monday, Friday 8:00 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Saturday/video teller 9a-12p
Topsham
3 Union Park RD, Topsham, ME, 04086
Branch Hours 8:30 am - 5:00 pm Monday, Friday 8:30 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Drive-Thru Hours 8:00 am - 5:00 pm Monday, Friday 8:00 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Saturday/video teller 9a-12p
Cumberland
327 Main ST, Cumberland, ME, 04021
Branch Hours 8:30 am - 5:00 pm Monday, Friday 8:30 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Drive-Thru Hours 8:00 am - 5:00 pm Monday, Friday 8:00 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Saturday/video teller 9a-12p
Biddeford
75 Boulder Way, Biddeford, ME, 04005
Branch Hours 8:30 am - 5:00 pm Monday, Friday 8:30 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Drive-Thru Hours 8:00 am - 5:00 pm Monday, Friday 8:00 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Saturday/video teller 9a-12p
Saco
477 Main St, Saco, ME, 04072
Branch Hours 8:30 am - 5:00 pm Monday, Friday 8:30 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Drive-Thru Hours 8:00 am - 5:00 pm Monday, Friday 8:00 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Saturday/video teller 9a-12p
Sanford
870 Main St, Sanford, ME, 04073
Branch Hours 8:30 am - 5:00 pm Monday, Friday 8:30 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Drive-Thru Hours 8:00 am - 5:00 pm Monday, Friday 8:00 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Saturday/video teller 9a-12p
South Sanford
1516 Main St, Sanford, ME, 04073
Branch Hours 8:30 am - 5:00 pm Monday, Friday 8:30 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Drive-Thru Hours 8:00 am - 5:00 pm Monday, Friday 8:00 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Saturday/video teller 9a-12p
York
387 US Route 1, York, ME, 03909
Branch Hours 8:30 am - 5:00 pm Monday, Friday 8:30 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Drive-Thru Hours 8:00 am - 5:00 pm Monday, Friday 8:00 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Saturday/video teller 9a-12p
Westbrook
90 Riverside St, Westbrook, ME, 04092
Branch Hours 8:30 am - 5:00 pm Monday, Friday 8:30 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Drive-Thru Hours 8:00 am - 5:00 pm Monday, Friday 8:00 am - 4:00 pm Tuesday, Thursday 9:00 am - 4:00 pm Wednesday Saturday/video teller 9a-12p
2 more locations not shown.
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 794 | 526 | 142 | 66.3% | 17.9% |
| 2022 | 1,021 | 755 | 157 | 74.0% | 15.4% |
| 2021 | 1,174 | 845 | 153 | 72.0% | 13.0% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/atlantic-regional" target="_blank" rel="noopener">View ATLANTIC REGIONAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.