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ASPIRE COMMUNITY

Minot, ND · Federal Credit Union · Chartered in ND

Well Capitalized

Who can join

Employer / occupational group

Charter #1888Est. 1937RSSD: 191074

Members

6,301

Net Worth Ratio

15.21%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$180.9M

Peer Group 5

Members

6,301

as of latest quarter

Net Worth Ratio

15.21%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 3160, Minot, ND 58701-5933

Chartered

1937

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$180.9M

Total Shares

$154.8M

Total Loans

$148.1M

Net Income

$633K

Net Worth Ratio

15.21%

≥7% = Well Capitalized

Members

6,301

Return on Assets

0.35%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.04%

$60K

Loan-to-share ratio: 95.7%· healthy range 60–80%

Branch Locations

NCUA

MAIN OFFICE

1430 S BROADWAY, MINOT, ND, 58701-5933

7:30-6:00

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.