Mattoon, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
2,325
Net Worth Ratio
20.41%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$33.2M
Total Shares
$26.4M
Total Loans
$12.7M
Net Income
$125K
Net Worth Ratio
20.41%
≥7% = Well Capitalized
Members
2,325
Return on Assets
0.38%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.17%
$22K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
AREA EDUCATIONAL CREDIT UNION
812 CHARLESTON AVE, MATTOON, IL, 61938
MONDAY - FRIDAY 10 TO 5:30, SATURDAY 9 TO NOON
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<a href="https://bankscorer.com/credit-union/area-educational" target="_blank" rel="noopener">View AREA EDUCATIONAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 48.1%· healthy range 60–80%