🏦Bank Scorer

AMERICO

Erie, PA · Federal Credit Union · Chartered in PA

LICUWell Capitalized

Who can join

Occupational / select employee group

Charter #12752Est. 1959RSSD: 391182

Members

7,375

Net Worth Ratio

12.39%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$91.2M

Peer Group 4

Members

7,375

as of latest quarter

Net Worth Ratio

12.39%

Well Capitalized

Institution Profile

NCUA

Address

4101 Main St, Erie, PA 16511

Chartered

1959

Branch Locations

2 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$91.2M

Total Shares

$79.5M

Total Loans

$29.4M

Net Worth Ratio

12.39%

≥7% = Well Capitalized

Members

7,375

Delinquency Rate (60d+)

1.18%

$347K

Loan-to-share ratio: 37.0%· healthy range 60–80%

Branch Locations

NCUA

Main-000

4101 Main St, Erie, PA, 16511

Monday through Thursday 8:30am to 5:00pm Firday 8:30am to 6:00pm

MainATMDrive-thru

Branch-001

2627 W 23rd ST, Erie, PA, 16506-2924

Monday through Thursday 8:30am to 5:00pm Friday 8:30am to 6:00pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.