Newark, DE · Federal Credit Union · Chartered in DE
Who can join
Select employee groups
Members
12,122
Net Worth Ratio
18.99%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$69.5M
Total Shares
$60.8M
Total Loans
$20.9M
Net Income
$-108,544
Net Worth Ratio
18.99%
≥7% = Well Capitalized
Members
12,122
Return on Assets
-0.16%
annualized · >0.5% healthy
Delinquency Rate (60d+)
5.37%
$1.1M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2022 | 1 | 1 | 0 | 100.0% | 0.0% |
No CFPB complaint data available for this credit union.
1110 Elkton Rd
1110 Elkton Rd, Newark, DE, 19711
M,T,Th 9-4:30, W 10-4:30, F 9-6, S 9-12
Disaster Recovery
5425 E. Raines Rd, Memphis, TN, 38115
Vital Records
2650 Thousand Oaks Blvd Ste 1120, Memphis, TN, 38118
American Spirit - Dover
58 Carver Rd, Dover, DE, 19904
Monday, Tuesday, Thursday, Friday 9:00AM to 4:30pmWednesday 10:00am to 4:30pmSaturday 9:00am to 12:00pmDrive Up ThruMonday, Tuesday, Wednesday, Thursday 9:00AM to 4:30pmFriday 9:00am to 6:00pmSaturday 9:00am to 12:00pm
American Spirit - Middletown
98 Sandhill Dr, Middletown, DE, 19709-5853
LobbyMonday, Tuesday, Thursday, Friday 9:00AM to 4:30pmWednesday 10:00am to 4:30pmSaturday 9:00am to 12:00pmDrive Up ThruMonday, Tuesday, Wednesday, Thursday 9:00AM to 4:30pmFriday 9:00am to 6:00pmSaturday 9:00am to 12:00pm
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<a href="https://bankscorer.com/credit-union/american-spirit" target="_blank" rel="noopener">View AMERICAN SPIRIT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 34.4%· healthy range 60–80%