Ridgecrest, CA · Federal Credit Union · Chartered in CA
Who can join
Employer / occupational group
Members
53,583
Net Worth Ratio
9.07%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$974.0M
Total Shares
$880.1M
Total Loans
$756.7M
Net Worth Ratio
9.07%
≥7% = Well Capitalized
Members
53,583
Delinquency Rate (60d+)
0.42%
$3.2M
Loan-to-share ratio: 86.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 133 | 54 | 36 | 40.6% | 27.1% |
| 2022 | 249 | 183 | 29 | 73.5% | 11.7% |
| 2021 | 196 | 161 | 23 | 82.1% | 11.7% |
No CFPB complaint data available for this credit union.
Corporate
701 S China Lake Blvd, Ridgecrest, CA, 93555-5027
Monday - Friday 9:00 a.m. - 5:00 p.m.Saturday 9:00 a.m. - 2:00 p.m.
Lake Isabella
5946 Lake Isabella Blvd, Lake Isabella, CA, 93240
Monday - Friday 9:00 a.m. - 5:00 p.m.
Cal City
9601 California City Blvd, California City, CA, 93505-2263
Monday - Friday 9:00 a.m. - 5:00 p.m. Saturday 9:00 a.m. - 1:00 p.m.
Boron
27055 20 Mule Team Rd, Boron, CA, 93516-1645
Tuesday, Thursday Friday 9 AM - 4 PM
Ming
6501 Ming Ave, Bakersfield, CA, 93309
Lobby: Monday - Friday 9:00 a.m. - 5:00 p.m. Saturday 9:00 a.m. - 1:00 p.m. Drive Thru: Monday - Friday 9:00 a.m. - 5:00 p.m. Saturday 9:00 a.m. - 1:00 p.m.
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<a href="https://bankscorer.com/credit-union/altaone" target="_blank" rel="noopener">View ALTAONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Bishop
462 N Main St, Bishop, CA, 93514
Monday - Friday 9:00 a.m. - 5:00 p.m. Saturday 9:00 a.m. - 1:00 p.m.
Base
1115 King Ave, China Lake, CA, 93555
Lobby: Tuesday and Thursday 11am to 5 pm - by appointment
Riverwalk
11211 River Run Blvd, Bakersfield, CA, 93311
Lobby: Monday - Friday 9:00 a.m. - 5:00 p.m. Drive Thru: Monday - Thursday 9:00 a.m. - 5:00 p.m.
Kernville
44 Big Blue Road, Kernville, CA, 93238
Monday - Friday 10 AM - 2 PM
Lone Pine
111 Mountain View Rd, Lone Pine, CA, 93545
Monday - Friday 9:00 a.m. - 5:00 p.m.
2 more locations not shown.