🏦Bank Scorer

ALLOY

Alloy, WV · Federal Credit Union · Chartered in WV

LICUWell Capitalized

Who can join

Rural district

Charter #20324Est. 1970RSSD: 869289

Members

4,887

Net Worth Ratio

14.52%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$29.7M

Peer Group 3

Members

4,887

as of latest quarter

Net Worth Ratio

14.52%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 323, Alloy, WV 25002

Chartered

1970

Branch Locations

3 locations

Membership Eligibility

Rural district

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$29.7M

Total Shares

$25.3M

Total Loans

$18.7M

Net Worth Ratio

14.52%

≥7% = Well Capitalized

Members

4,887

Delinquency Rate (60d+)

0.92%

$172K

Loan-to-share ratio: 73.7%· healthy range 60–80%

Branch Locations

NCUA

Alloy

3574 Midland Trail, Alloy, WV, 25002

Mon - Fri 8:00am - 4:30 pmDrive - Thru Mon - Fri 7:00 am - 5:00 pm Sat 9 am - noon

MainATMDrive-thru

Fayetteville

515 Hinkle Rd, Fayetteville, WV, 25840-6903

Monday - Friday Lobby 8:00am - 4:30 pmDrive - Thru Monday - Friday 8:00 am - 5:00 pm and Saturday 9 - noon

ATMDrive-thru

Fedcomp

10300 Eaton Pl Ste 260, Fairfax, VA, 22030

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.