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ALDERSON FCI

Alderson, WV · Federal Credit Union · Chartered in WV

LICUWell Capitalized

Who can join

Multiple common bond

Charter #10520Est. 1955RSSD: 180582

Members

670

Net Worth Ratio

24.63%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$8.6M

Peer Group 2

Members

670

as of latest quarter

Net Worth Ratio

24.63%

Well Capitalized

Institution Profile

NCUA

Address

P. O. Box A, Alderson, WV 24910

Chartered

1955

Branch Locations

2 locations

Membership Eligibility

Multiple common bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$8.6M

Total Shares

$6.4M

Total Loans

$4.8M

Net Income

$28K

Net Worth Ratio

24.63%

≥7% = Well Capitalized

Members

670

Return on Assets

0.32%

annualized · >0.5% healthy

Delinquency Rate (60d+)

6.03%

$291K

Loan-to-share ratio: 75.1%· healthy range 60–80%

Branch Locations

NCUA

Main Office

PO Box A, Alderson, WV, 24910-0990

Tues 8-4

Main

Branch

1600 Industrial Park Rd, Beaver, WV, 25813-9529

Wednesday 8:00 a.m. to 4:00 p.m.

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.