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ALBA-GOLDEN

Alba, TX · Federal Credit Union · Chartered in TX

Well Capitalized

Who can join

Employer / occupational group

Charter #13655Est. 1960RSSD: 66583

Members

1,562

Net Worth Ratio

16.62%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$21.9M

Peer Group 3

Members

1,562

as of latest quarter

Net Worth Ratio

16.62%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 360, Alba, TX 75410

Chartered

1960

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$21.9M

Total Shares

$17.9M

Total Loans

$15.6M

Net Worth Ratio

16.62%

≥7% = Well Capitalized

Members

1,562

Delinquency Rate (60d+)

0.28%

$43K

Loan-to-share ratio: 87.0%· healthy range 60–80%

Branch Locations

NCUA

Alba-Golden FCU

140 Broadway St, Alba, TX, 75410

Monday thru Thursday 8:00 AM to 3 PM Friday 8:00 AM to 5 PM

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.