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AFFINITY PLUS

Saint Paul, MN · Federal Credit Union · Chartered in MN

LICUWell Capitalized

Who can join

Community / geographic area

Charter #24362Est. 1934RSSD: 131490

Members

298,790

Net Worth Ratio

8.45%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$5.05B

Peer Group 6

Members

298,790

as of latest quarter

Net Worth Ratio

8.45%

Well Capitalized

Institution Profile

NCUA

Address

175 W Lafayette Frontage Rd, Saint Paul, MN 55107-1420

Chartered

1934

Branch Locations

35 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$5.05B

Total Shares

$4.30B

Total Loans

$3.79B

Net Income

$13.3M

Net Worth Ratio

8.45%

≥7% = Well Capitalized

Members

298,790

Return on Assets

0.26%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.31%

$11.7M

Loan-to-share ratio: 88.1%· healthy range 60–80%

Branch Locations

NCUA

Saint Paul - Lafayette

175 W Lafayette Frontage Rd, Saint Paul, MN, 55107-1420

Lobby: Monday - Friday 9 a.m. - 5 p.m. Saturday 9 a.m. - 12 p.m. Drive Thru Monday - Friday 8 a.m. - 6 p.m. Saturday 9 a.m - 12 p.m.

MainATMDrive-thru

Bemidji - Hannah Ave

2800 Hannah Ave NW, Bemidji, MN, 56601

Lobby - M-F 8:30am - 5:00pmSat. 9:00am - 12:00pmDrive ThruM-F 8:00am - 5:30pmSat. 9:00am - 12:00pm

ATMDrive-thru

New Hope

4231 Winnetka Ave N, New Hope, MN, 55428

Lobby M-F: 9am - 5pmSat. 9am - 1pm

ATM

Mankato Community

1600 Madison Ave Ste 101A, MANKATO, MN, 56001-5470

Lobby & Drive ThruMon. - Thurs. 9am - 5pmFri. 9am - 5:30pmSat. 10am - 1pm

ATMDrive-thru

DULUTH - LAKE SUPERIOR COLLEGE

2101 TRINITY RD STE L160, DULUTH, MN, 55811-3349

ATM

MAHNOMEN BRANCH

341 US HIGHWAY 59 STE 2, MAHNOMEN, MN, 56557

MONDAY-FRIDAY 9:00AM - 4:00PM SATURDAY - CLOSED SUNDAY - CLOSED

Saint Paul - Midway

1315 University Ave W, Saint Paul, MN, 55104

M-F 9am-4pm

ATM

Winona State Campus

250 W Howard St, Winona, MN, 55987-3214

W-Th 10am-1pm

ATM

Cambridge

1990 2nd Ave SE, Cambridge, MN, 55008-4149

Lobby and Drive Thru HoursMonday - Friday 9 a.m. - 5 p.m. Saturday 9 a.m. - 12 p.m.

ATMDrive-thru

Duluth

1820 Maple Grove Rd, Duluth, MN, 55811-1811

Lobby & Drive ThruM-F 9am - 5pmSat 10am - 1pm

ATMDrive-thru

25 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.