Saint Paul, MN · Federal Credit Union · Chartered in MN
Who can join
Community — open geographic area
Members
298,790
Net Worth Ratio
8.45%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$5.05B
Total Shares
$4.30B
Total Loans
$3.79B
Net Income
$13.3M
Net Worth Ratio
8.45%
≥7% = Well Capitalized
Members
298,790
Return on Assets
0.26%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.31%
$11.7M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 5,370 | 3,690 | 728 | 68.7% | 13.6% |
| 2022 | 6,787 | 4,373 | 783 | 64.4% | 11.5% |
| 2021 | 10,616 | 6,635 | 988 | 62.5% | 9.3% |
No CFPB complaint data available for this credit union.
Saint Paul - Lafayette
175 W Lafayette Frontage Rd, Saint Paul, MN, 55107-1420
Lobby: Monday - Friday 9 a.m. - 5 p.m. Saturday 9 a.m. - 12 p.m. Drive Thru Monday - Friday 8 a.m. - 6 p.m. Saturday 9 a.m - 12 p.m.
Bemidji - Hannah Ave
2800 Hannah Ave NW, Bemidji, MN, 56601
Lobby - M-F 8:30am - 5:00pmSat. 9:00am - 12:00pmDrive ThruM-F 8:00am - 5:30pmSat. 9:00am - 12:00pm
New Hope
4231 Winnetka Ave N, New Hope, MN, 55428
Lobby M-F: 9am - 5pmSat. 9am - 1pm
Mankato Community
1600 Madison Ave Ste 101A, MANKATO, MN, 56001-5470
Lobby & Drive ThruMon. - Thurs. 9am - 5pmFri. 9am - 5:30pmSat. 10am - 1pm
DULUTH - LAKE SUPERIOR COLLEGE
2101 TRINITY RD STE L160, DULUTH, MN, 55811-3349
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<a href="https://bankscorer.com/credit-union/affinity-plus" target="_blank" rel="noopener">View AFFINITY PLUS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 88.1%· healthy range 60–80%
MAHNOMEN BRANCH
341 US HIGHWAY 59 STE 2, MAHNOMEN, MN, 56557
MONDAY-FRIDAY 9:00AM - 4:00PM SATURDAY - CLOSED SUNDAY - CLOSED
Saint Paul - Midway
1315 University Ave W, Saint Paul, MN, 55104
M-F 9am-4pm
Winona State Campus
250 W Howard St, Winona, MN, 55987-3214
W-Th 10am-1pm
Cambridge
1990 2nd Ave SE, Cambridge, MN, 55008-4149
Lobby and Drive Thru HoursMonday - Friday 9 a.m. - 5 p.m. Saturday 9 a.m. - 12 p.m.
Duluth
1820 Maple Grove Rd, Duluth, MN, 55811-1811
Lobby & Drive ThruM-F 9am - 5pmSat 10am - 1pm
25 more locations not shown.