🏦Bank Scorer

AFFINITY FIRST

Minot, ND · Federal Credit Union · Chartered in ND

Well Capitalized

Who can join

Employer / occupational group

Charter #12980Est. 1959RSSD: 956086

Members

2,562

Net Worth Ratio

13.39%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$71.0M

Peer Group 4

Members

2,562

as of latest quarter

Net Worth Ratio

13.39%

Well Capitalized

Institution Profile

NCUA

Address

811 South Broadway, Minot, ND 58701

Chartered

1959

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$71.0M

Total Shares

$61.3M

Total Loans

$37.3M

Net Income

$193K

Net Worth Ratio

13.39%

≥7% = Well Capitalized

Members

2,562

Return on Assets

0.27%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.01%

$2K

Loan-to-share ratio: 60.8%· healthy range 60–80%

Branch Locations

NCUA

Affinity First FCU

811 S Broadway, Minot, ND, 58701-4691

Lobby: Monday 8:00am - 6:00pm Tuesday - Friday 9:00am - 5:00pm Drive Thru: Monday - Friday 7:30am - 6:00pm

MainATMDrive-thru

Aspire Community Credit Union

1430 S Broadway, Minot, ND, 58701

9am to 5pm Monday - Friday

Computer Marketing Corporation FLEX

8520 S Sandy Pkwy, Sandy, UT, 84070

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.