Morrison, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
2,390
Net Worth Ratio
11.46%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$24.0M
Total Shares
$21.2M
Total Loans
$14.3M
Net Worth Ratio
11.46%
≥7% = Well Capitalized
Members
2,390
Delinquency Rate (60d+)
0.36%
$51K
Loan-to-share ratio: 67.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 364 | 228 | 65 | 62.6% | 17.9% |
| 2022 | 330 | 238 | 41 | 72.1% | 12.4% |
| 2021 | 441 | 313 | 51 | 71.0% | 11.6% |
Last 12 Months
4
Since 2018
10
all complaints on record
Monetary Relief
0%
% of complaints with monetary relief
Untimely Response
100%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through May 2026.Last 12 months shown — upgrade for full history.
Advantage One Credit Union
204 N Jackson St, Morrison, IL, 61270
M-F 8-5 Sat 9-12
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<a href="https://bankscorer.com/credit-union/advantage-one" target="_blank" rel="noopener">View ADVANTAGE ONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
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2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.