Berlin, CT · State Credit Union · Chartered in CT
Who can join
State government employees (special charter)
Members
15,998
Net Worth Ratio
8.73%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$177.6M
Total Shares
$162.3M
Total Loans
$105.7M
Net Worth Ratio
8.73%
≥7% = Well Capitalized
Members
15,998
Delinquency Rate (60d+)
2.27%
$2.4M
Loan-to-share ratio: 65.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 157 | 113 | 28 | 72.0% | 17.8% |
| 2022 | 151 | 115 | 18 | 76.2% | 11.9% |
| 2021 | 127 | 61 | 44 | 48.0% | 34.6% |
No CFPB complaint data available for this credit union.
Berlin
279 New Britain Rd, Berlin, CT, 06037
Mon, Wed, Fri 9 am - 4 pm Tues 10 am - 4 pm Thurs 9 am - 6 pm
New Britain
450 W Main St, New Britain, CT, 06052
M & T 10 am to 4:30 pm W & TH 10 am to 6:30 pm F 10 am to 5 pm
Meriden
752 E Main St, Meriden, CT, 06450-6019
M & T 10am to 4:30 pm W & TH 10 am to 6:30 pm F 10 am to 5 pm
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<a href="https://bankscorer.com/credit-union/achieve-financial" target="_blank" rel="noopener">View ACHIEVE FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.