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ACFCU

Amarillo, TX · Federal Credit Union · Chartered in TX

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #5168Est. 1945RSSD: 903772

Members

27,963

Net Worth Ratio

8.57%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$317.4M

Peer Group 5

Members

27,963

as of latest quarter

Net Worth Ratio

8.57%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 2026, Amarillo, TX 79105

Chartered

1945

Branch Locations

5 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$317.4M

Total Shares

$295.1M

Total Loans

$201.5M

Net Worth Ratio

8.57%

≥7% = Well Capitalized

Members

27,963

Delinquency Rate (60d+)

0.38%

$772K

Loan-to-share ratio: 68.3%· healthy range 60–80%

Branch Locations

NCUA

ACFCU

6100 W Interstate 40, Amarillo, TX, 79106-2515

Lobby Hours: M-F 9:00 am - 6:00 pm Drive Up Hours: M-Fri 7:00 am - 6:00 pm

MainATMDrive-thru

Ross Branch/ACFCU

2323 Ross Osage St, Amarillo, TX, 79103-3000

Lobby Hours: 9:00 am - 6:00 pm Monday - Friday Drive Up Hours: 7:30 am - 6:00 pm Monday - Friday

ATMDrive-thru

Pampa

900 N Hobart St, Pampa, TX, 79065-5204

Lobby Hours: M-F 9:00 am - 5:00 pm Drive Up Hours: M-Fri 8:00 am - 6:00 pm

ATMDrive-thru

Grand

2410 N Grand St, Amarillo, TX, 79107-7344

Lobby Hours: 9:00 am - 6:00 pm Monday - Friday Drive Up Hours: 7:30 am - 6:00 pm Monday - Friday

ATMDrive-thru

Western

6030 S Western St, Amarillo, TX, 79110

Lobby Hours: M-F 9:00 am - 6:00 pm Drive Up Hours: M-F 7:30 am - 6:00 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.